Analysts Challenge $100 XRP Price Predictions

Financial analysts are challenging predictions that the cryptocurrency XRP could reach $100 by 2035, arguing such a target would require a market capitalization of approximately $6.35 trillion. This valuation would be more than four times the market cap of Bitcoin. As of November 11, 2026, XRP trades just above $1, marking a 19% decline over the past week and a 71% drop from its July 2025 all-time high of $3.65.

Several factors hinder growth, including a lack of confirmation from Ripple regarding banks using the token for payments. The company also stopped disclosing quarterly XRP sales in May 2025. While some forecasts suggest a baseline of $28 by 2030 driven by institutional adoption and asset tokenization, more conservative estimates place the 2030 target at $1.50 due to competition from stablecoins and Ethereum.

Market sentiment has been further impacted by recent outflows from spot XRP ETFs, following $1.79 billion in cumulative net inflows. Additionally, Dave Schwartz, a key architect of the XRP Ledger, announced on November 9 that he sold nearly all of his digital assets.