OpenAI Launches ChatGPT Wallet for AI Agent Purchases
OpenAI released ChatGPT Wallet, allowing AI agents to make purchases for U.S. Pro subscribers through a secure token system developed with major payment networks.
OpenAI launched ChatGPT Wallet on Friday, introducing a payment feature that enables its AI agents to execute purchases on behalf of users. Developed in collaboration with American Express, Mastercard, and Visa, the system utilizes payment tokens to prevent agents from accessing a user's actual credit card details. Eligible users, limited to U.S.-based Pro subscribers over 18, provide their card information once and must approve every transaction via a security check.
While OpenAI is not currently taking a cut of transactions, the company intends to establish itself as a commerce platform. This launch follows efforts by merchants such as Amazon and United Airlines to block AI agents from their systems. In response, OpenAI released tools and guidance to help businesses integrate with agentic commerce.
Chaya Nayak, OpenAI's head of product for monetization and payments, noted that building the necessary infrastructure for a seamless experience across various sites will take time. American Express executives described the limited rollout as a way to monitor the feature in a contained environment before expanding.
