Yiren Digital AI Framework Prevents 23 Million Dollars in Fraud

Yiren Digital prevented approximately RMB165 million (US$23 million) in potential fraud-related losses during 2025 through its AI-powered fraud detection framework. The company's systems intercepted 10,300 fraudulent borrowers across 14,500 separate cases.

The risk management framework integrates the Hawkeye fraud detection system and the DiTing intelligent decision-making platform to monitor the entire loan lifecycle, including pre-loan, in-loan, and post-loan processes. By the end of 2025, the company's proprietary blacklist database grew to roughly 800 million records and identified over 500,000 suspected fraudulent borrowers.

Chairman and CEO Ning Tang announced that this third-generation technology is now available as an exportable service. The offering allows other financial institutions and fintech companies to implement the same enterprise-grade fraud protection within their own operations.