India Financial Inclusion Index Rises to 70.0

The Reserve Bank of India reported that the country's financial inclusion index (FI-Index) rose to 70.0 in March 2026, an increase from 67.0 in March 2025. This growth was observed across all sub-indices, with the primary driver being an uptick in the Usage parameter, which measures how frequently and effectively citizens utilize financial services.

First introduced in August 2021, the composite index tracks progress toward inclusive financial growth on a scale from 0 to 100. The measurement is based on three specific parameters: Access, which accounts for 35 percent; Usage, which accounts for 45 percent; and Quality, which accounts for 20 percent.

To determine these figures, the index aggregates 97 different indicators across multiple sectors, including banking, insurance, investments, pensions, and postal services.